Account Verification

Step-by-step guide to verifying your iPaymu account in the Sandbox environment.

To fully activate your iPaymu account and start accepting payments, you must complete the verification process. Below is a step-by-step guide on how to verify your account in the Sandbox environment.

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Important

The verification process takes approximately 2 working days. Our verification team will test your website or application to ensure the integration flow works correctly, up to the iPaymu Payment Page or generating a Payment Code (transaction capability).

Please ensure your integration is fully functional and seamless before submitting for verification.

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Prerequisites

Before starting, ensure you have the following data ready:

  • Active Phone Number.
  • Valid Email Address.
  • ID Card (KTP) (NIK must be 16 digits).
  • Selfie Photo with your ID Card.
  • Bank Account (Account number and proof of ownership such as passbook or m-banking screenshot).
  • Valid Website/Online Store URL that is publicly accessible.

After successfully Registering and Logging in to the Dashboard:

  1. Look for the Verify Now button or menu on the dashboard.
  2. Or click the "Verification" menu in the sidebar and click "Verify Now".

Verification Dashboard

Step 1: Personal Information

Fill in your personal data completely and correctly according to your ID Card (KTP).

Step 1 - Personal Information

  • Full Name: As stated on ID Card.
  • Address: Full address required.
  • NIK: Must be exactly 16 digits.

Click Next.

Step 2: Business Information

Fill in details about your business or online store.

Step 2 - Business Information

  • Business Name: Name of your business or store.
  • Website URL: Enter a valid URL for your website or online store (Must be correct).
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    The Website URL must be valid and accessible. If you don't have your own domain yet, ensure the entered URL is a legitimate URL.

  • Document Upload:
    • For Selfie, you can use a sample selfie image.
    • For other uploads (ID Card, NPWP if available), use an image file (e.g., ktp-min.png).

Click Next.

Step 3: Bank Information

Enter the bank account details for fund settlement.

Step 3 - Bank Information

  • Bank Name: Select your bank.
  • Account Number: Enter your account number.
  • Account Holder Name: Must match the registered name.
  • Supporting Document:
    • If you do not have a physical passbook, you can upload a screenshot of account mutation or the profile page from your m-banking app that shows the account number and owner name.

Click Next.

Step 4: Additional Documents

Step 4 - Additional Documents

Upload any additional documents if requested, or complete the process if everything is set.

Important Notes

Domain & IP Validation

Ensure your website is ready. For further configuration regarding IP and domain whitelisting, you can access the Integration menu:

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Static IP

It is recommended to use a Static IP for your server to ensure transaction security and stability. If you do not have a Static IP, please contact our support team at support@ipaymu.com to consult for alternative solutions.

Common Errors

  • NIK less than 16 digits: Ensure the NIK entered is exactly 16 numbers.
  • Blurry Photos: Ensure ID and Selfie are clearly readable by the verification system.
  • Mismatched Account Name: The name on the bank account must match the account verification name.

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